Inheritance advances are simple: you apply, we gather and review the estate details, and once approved, the funds are sent directly to you by wire or check. In exchange, you assign, sell, and transfer a portion of your inheritance to us, and when probate eventually closes, the estate distributes the assigned portion to InheritNOW directly. Unless you are the executor of the estate, you never have to worry about making a payment.
You do not have to wait. InheritNOW offers inheritances advances so you can receive a lump sum of cash now without waiting for probate to close.
No. Inheritance advances are not loans the require personal credit or monthly payments. Instead of borrowing, you sell a small portion of your expected inheritance in exchange for cash today. That means no repayment, no interest, and cash in your pocket now.
While each estate is evaluated individually, customers can receive up to 40% of their expected inheritance through an advance.
We move quickly because we know waiting is not an option for most people. Once approved, funds are sent to customers within 48 hours, most receiving funds same day. The time to approval depends on how quickly we are able to gather and verify the estate details.
Yes, and that is actually one of the biggest advantages of an inheritance advance over a personal loan. Since we do not provide loans, but rather a sale and assignment of the estate, are no monthly payments, due dates, minimums, or interest. The estate handles everything once probate closes while your wallet stays untouched.
Yes. You do not have to advance your entire inheritance. Many customers choose to take only what they need now and leave the rest to receive when the estate settles. You remain in control of how you access your money.
Probate is a court supervised process, and court moved slowly. Since 2022, cases taking over a year to close have risen by 134%, while cases taking nearly two years have jumped 132%. Estate settlement often involve property appraisals, tax filings, family disputes- all of which can add weeks or months to the process.
Not at all, and that is exactly what InheritNOW was built for. Probate can take months or even years, but your bills do not wait. An inheritance advance let’s you access a portion of your inheritance now while probate continues in the background.
Probate timelines vary by state and by the complexity of the estate, but often times cases take 9 to 18 months from start to finish. A simple estate with a clear will, limited assets, and no disputes may be completed in 6 to 12 months. More complex estates, especially those involving real estate, multiple heirs, creditor claims, or disputes, can take 12 to 24 months or longer.
The process takes time because the court must complete several required steps, including validating the will, notifying creditors, settling debts and taxes, and distributing the remaining assets to the heirs.
You have a few options: (1) wait for the estate to settle, which many people can’t afford, (2) take out a personal loan, which comes with interest and a personal obligation, or (3) get an inheritance advance from InheritNOW, giving you cash now with no monthly payments, no credit checks, and no hassle.
Delays are commonly caused by the probate process, the time required to locate and value assets, the sale of the estate property, payment of outstanding debts and taxes, creditor waiting periods, family disputes, executor workload, and difficulties locating beneficiaries. An inheritance advance will help mitigate any potential delays.
If estate assets are tied up in court, accessing your inheritance can be delayed—sometimes for months or even years. An inheritance advance is often most helpful when assets, like property or blocked bank accounts, are held up in probate. As long as there’s a reasonable expectation of payout, we can still help. Contact us, and we’ll guide you through your specific circumstance.
An inheritance advance does not cost you anything out of pocket, as our fees are deducted from the inheritance upon the estate’s closing. Our fees, which are calculated as a percentage of the total advance amount, are fully transparent and will be provided in your agreement before you proceed. This percentage will vary based on the details of each estate.
The executor does not need to approve your decision to get an advance – it is your inheritance and your choice. However, we do need to notify the executor so that when the estate settles they are able to distribute the assigned portion of inheritance to InheritNOW.
If you are expected to cover estate costs—like attorney fees, property maintenance, or taxes—before receiving your inheritance, an advance from InheritNOW can provide the funds you need right away. You get the cash, pay the necessary expenses, and the advance is settled directly by the estate when probate closes.
Since an inheritance advance is not a loan, InheritNOW lets you quickly and easily pay off debt without taking on more. Once approved, you can receive your funds in as little as 24 hours, without worrying about interest or monthly payments.
You don’t have to choose between your health and your finances. Whether it’s a hospital bill, ongoing treatment, prescription, or home care, an inheritance advance from InheritNOW gets you cash quick to cover all important expenses.
Yes. If you’re behind on your mortgage and at risk of foreclosure, an inheritance advance can provide the funds to catch up on payments and protect your home. Once approved, we move as quickly as possible to get your money in your pocket.
Tuition deadlines don’t wait for probate. An inheritance advance can cover tuition fees and other education expenses for you or a loved one. Once approved, we move as quickly as possible to get your money in your pocket.
If you have recently lost a job, had your hours cut, or experienced another disruption to your income and were counting on your inheritance, an advance can provide immediate financial security, without waiting for probate to close. You get cash now to cover your expenses, and we are repaid directly from the estate when probate is finalized, not from your paycheck.
Yes. If estate property needs repairs—especially before it can be sold, funds from an inheritance advance can be used for those expenses. An added benefit is that completing necessary repairs may speed up the sale and increase the estate’s value, benefiting everyone involved.
Many people feel stuck choosing between tough options: draining savings, racking up credit card debt, taking out a loan, or falling behind. An inheritance advance offers a better solution: no additional debt, no interest, and the ability to cover your bills on time without added financial stress.
Yes, and this is one of the most appreciated benefits of InheritNOW. Borrowing from family members during an already emotional time creates stress and potential tension. An inheritance advance gives you an independent option so you do not have to ask anyone for help.
Several companies offer inheritance advances, but they are not all the same. Look for transparency on fees, no out-of-pocket repayment, fast funding, and clear, knowledgeable communication throughout the process. InheritNOW is built on all of these principles and is backed by real customer testimonials. Read reviews, ask questions, and make sure you feel supported during your time of grief.
Trust is built on transparency. At InheritNOW, we provide a clear, written breakdown of all fees and requirements before you commit, we do not hide anything in the fine print. We encourage you to ask questions and make sure we are the right fit for you, because a trustworthy company never pressures you. Our commitment is reflected in customer reviews and an A+ rating from the ‘Better Business Bureau’.
There are no out-of-pocket costs to the beneficiary at the time the advance is issued. Our fees are deducted from the inheritance upon the estate’s closure. The fees are calculated as a percentage of the total advance amount, and will be provided in the agreement to the customer before they receive the funds. This percentage varies based on the details of each estate.
If the actual inheritance at the end of probate is less than originally projected, the customer will not owe any money, as the advance is non-recourse and InheritNOW assumes the risk. The advance amount is determined based on our expert evaluation of the estate, and once the agreement is executed and the advance is issued, those funds belong to you. If the inheritance is later reduced (excluding any fraudulent information), that does not impact you or the funds you have already received.
